Terms and Conditions

Terms of Use

Last updated: August 20, 2024

These Terms of Use govern your use of our Service, accessible at https://finesse.cash. By accessing or using our Service, you agree to be bound by these Terms. Please read these Terms carefully before using our Service.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

• Application: The software program provided by the Company used in a web browser or downloaded by You on any electronic device, named Finesse.
• Affiliate: An entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
• Account: A unique account created for You to access our Service or parts of our Service.
• Country: Refers to: Florida, United States.
• Company: Referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement, refers to Zuddy, Jacksonville, FL, United States.
• Device: Any device that can access the Service such as a computer, a cellphone or a digital tablet.
• Feedback: Feedback, innovations, or suggestions sent by You regarding the attributes, performance, or features of our Service.
• Free Trial: A limited period of time that may be free when purchasing a Subscription.
• Promotions: Contests, sweepstakes, or other promotions offered through the Service.
• Service: Refers to the Application or the Website or both.
• Subscriptions: The services or access to the Service offered on a subscription basis by the Company to You.
• Terms of Use: These Terms of Use that form the entire agreement between You and the Company regarding the use of the Service.
• Third-party Social Media Service: Any services or content (including data, information, products or services) provided by a third-party that may be displayed, included, or made available by the Service.
• Website: Refers to Finesse, accessible from https://finesse.cash.
• You: The individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgment

These are the Terms of Use governing the use of this Service and the agreement that operates between You and the Company. These Terms of Use set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms of Use. These Terms of Use apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, You agree to be bound by these Terms of Use. If You disagree with any part of these Terms of Use then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

1. Use of the Service

1.1 Eligibility

You must be at least 18 years old to use our Service. By using the Service, you represent that you meet this age requirement.

1.2 Account Registration

To access certain features of the Service, you may need to register for an Account. You agree to provide accurate and complete information during the registration process and to keep your Account information up-to-date. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your account on Our Service.

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than You without appropriate authorization, or a name that is otherwise offensive, vulgar, or obscene.

1.3 Account Security

You are responsible for maintaining the confidentiality of your Account credentials and for all activities or actions that occur under Your account credentials, whether Your account credentials are with Our Service or a Third-Party Social Media Service. You agree not to disclose Your account credentials to any third party. You agree to notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your account.

1.4 Limitations

While We may not currently have set a fixed upper limit on the number of transmissions you may send or receive through the Services or on the amount of storage space used for the provision of any Services, such fixed upper limits may be set by Us at any time, at Our sole discretion, and without prior notice to You.

2. User Responsibilities

2.1 Lawful Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not use the Service in any way that could damage, disable, overburden, or impair our Services. You agree not to engage in any activity that interferes with or disrupts the Service (or the servers and networks which are connected to the Service).

2.2 Prohibited Content

You agree not to upload, share, or otherwise distribute any content that is unlawful, defamatory, obscene, harassing, or otherwise objectionable.

2.3 Intellectual Property

You must not use the app to infringe the intellectual property rights of others. This includes uploading or sharing images or text that you do not have the right to use.

2.4 Non-Commercial Use

The Services are for the use by Users in their individual capacities as Finesse Users only, and may not be used in connection with any commercial or other endeavors, and may not be duplicated, resold, or assigned by you. Organizations, companies, and/or businesses may not use the Services for any purpose other than those contemplated in this Terms of Use or Privacy Policy. Illegal and/or unauthorized uses by you of the Services, including collecting usernames and/or email addresses of Users by electronic or other means for any reason, including but not limited to, the purpose of sending unsolicited emails and unauthorized framing of or linking to the Services, is a violation of this Agreement, and appropriate legal action may be taken, including, without limitation, civil, criminal, and injunctive redress.

3. Content Ownership

3.1 Your Content

By uploading images or other content to our Service, you grant us a limited, non-exclusive, royalty-free license to use, process, and display your content for the purpose of providing the Service. If you post User Content that is intended and understood to be publicly accessible, including all submissions to Our blog and forums, you grant Us a perpetual, irrevocable, worldwide, royalty-free and non-exclusive license to use, reproduce, display, adapt, modify, distribute, perform, publish, and create derivative works of such content with no further accounting to you as long as attribution to you as author is preserved.

3.2 Our Content

The Service and its original content, features, and functionality are and will remain the exclusive property of the Company and its licensors. The Service is protected by copyright, trademark, and other laws of both the Country and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company. Further, no Services content may be modified, copied, distributed, framed, reproduced, republished, downloaded, scraped, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without our prior written permission.

4. Data Extraction Service

4.1 Accuracy

The Service provides data extraction functionality that extracts text from images of receipts. While we strive to provide accurate results, we do not guarantee the accuracy, completeness, or reliability of the extracted data.

4.2 User Responsibility

You are responsible for verifying the accuracy of any data extracted by the Service and should not rely solely on the Service for important information.

5. Payments and Subscriptions

5.1 Free and Paid Features

Our app may offer both free and paid features. If you choose to purchase a subscription or other paid services, you agree to pay all applicable fees.

5.2 Subscription Period

The Service or some parts of the Service are available only with a paid Subscription. You will be billed in advance on a recurring and periodic basis (such as daily, weekly, monthly or annually), depending on the type of Subscription plan you select when purchasing the Subscription.

At the end of each period, Your Subscription will automatically renew under the exact same conditions unless You cancel it or the Company cancels it.

5.3 Subscription Cancellations

You may cancel Your Subscription renewal either through Your Account settings page or by contacting the Company. You will not receive a refund for the fees You already paid for Your current Subscription period and You will be able to access the Service until the end of Your current Subscription period.

5.4 Billing

You shall provide the Company with accurate and complete billing information including full name, address, state, zip or postal code, telephone number, and a valid payment method information.

Should automatic billing fail to occur for any reason, the Company will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice.

5.5 Fee Changes

The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period.

The Company will provide You with reasonable prior notice of any change in Subscription fees to give You an opportunity to terminate Your Subscription before such change becomes effective.

Your continued use of the Service after the Subscription fee change comes into effect constitutes Your agreement to pay the modified Subscription fee amount.

5.6 Refunds

Except when required by law, paid Subscription fees are non-refundable. Certain refund requests for Subscriptions may be considered by the Company on a case-by-case basis and granted at the sole discretion of the Company.

5.7 Free Trial

The Company may, at its sole discretion, offer a Subscription with a Free Trial for a limited period of time.

You may be required to enter Your billing information in order to sign up for the Free Trial.

If You do enter Your billing information when signing up for a Free Trial, You will not be charged by the Company until the Free Trial has expired. On the last day of the Free Trial period, unless You cancelled Your Subscription, You will be automatically charged the applicable Subscription fees for the type of Subscription You have selected.

At any time and without notice, the Company reserves the right to (i) modify the terms and conditions of the Free Trial offer, or (ii) cancel such Free Trial offer. To the extent We decide in Our sole and absolute discretion to charge for the Services, we will notify you of the same, and you agree to either pay the appropriate fees in order to obtain such services or to discontinue use of the Services.

6. User Accounts

When You create an account with Us, You must provide Us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your account on Our Service.

You are responsible for safeguarding the password that You use to access the Service and for any activities or actions under Your password, whether Your password is with Our Service or a Third-Party Social Media Service.

You agree not to disclose Your password to any third party. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your account.

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than You without appropriate authorization, or a name that is otherwise offensive, vulgar, or obscene.

7. Promotions

Any Promotions made available through the Service may be governed by rules that are separate from these Terms.

If You participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply.

8. Termination

8.1 Termination by You

You may terminate your account at any time by following the instructions on the Service.

8.2 Termination by Us

We reserve the right to terminate or suspend your account and access to the Service at our sole discretion, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms of Use.

Upon termination, your right to use the Service will immediately cease. Disabling any Service may cause the loss of content, features, or capacity of your account. Canceling your account will cause the immediate loss of all Content, features, and capacity of your account. This information cannot be recovered and We do not accept any liability for such loss.

9. Your Feedback to Us

You assign all rights, title, and interest in any Feedback You provide the Company. If for any reason such assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty-free, worldwide right and license to use, reproduce, disclose, sublicense, distribute, modify and exploit such Feedback without restriction.

10. Third-Party Services, Websites, and Content

Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company. The Service may integrate with or provide access to third-party services or APIs.

The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites, services, or APIs. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites, services, or APIs.

We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

11. Disclaimers and Limitation of Liability

11.1 “As Is” Basis

The Service is provided on an “as is” and “as available” basis and with all faults and defects, without warranties of any kind, either express or implied. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error-free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the company’s providers makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, time bombs or other harmful components. We shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of the Services.

11.2 Limitation of Liability

To the fullest extent permitted by law, Zuddy and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages whatsoever (including, but not limited to, damages for loss of profits or revenues, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), whether incurred directly or indirectly, or any loss of data or information, delays, technical errors, use, goodwill, or other intangible losses, resulting from your use of the Service.

12. Force Majeure

The Company shall not be liable for any failure to perform its obligations hereunder where the failure results from any cause beyond the Company’s reasonable control, including mechanical, electronic, or communications failure or degradation (including ‘line-noise’ interference).

13. Indemnification

You agree to indemnify and hold harmless the Company and its affiliates, officers, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney’s fees) arising from (i) your use of and access to the Service, (ii) your violation of any term of these Terms, or (iii) your violation of any third-party right, including without limitation any copyright, property, or privacy right.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles.

15. Disputes Resolution

15.1 Informal Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.

15.2 Jurisdiction

Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Florida, United States.

16. Severability and Waiver

16.1 Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

16.2 Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party’s ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.

17. Changes to These Terms of Use

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If we make changes, we will notify you by revising the “Effective Date” at the top of these Terms and, in some cases, we may provide additional notice. However, it is Your responsibility to regularly check the Services to determine if there have been changes to this Terms of Use and to review such changes.

Your continued use of the Service after any changes have been made constitutes your acceptance of the new Terms. If You do not agree to the new Terms, in whole or in part, you may not use or access (or continue to use or access) the Services.

18. Contact Us

If you have any questions or concerns about these Terms, please contact us:

• By e-mail: support@finesse.cash